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Money wisdom for Indian planners

Investment wisdomRule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1. — Warren Buffett
Investment wisdomRisk comes from not knowing what you are doing. — Warren Buffett
Investment wisdomThe stock market is designed to transfer money from the Active to the Patient. — Warren Buffett
Investment wisdomPrice is what you pay. Value is what you get. — Warren Buffett
Investment wisdomForecasts may tell you a great deal about the forecaster; they tell you nothing about the future. — Warren Buffett
Business adviceIt takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently. — Warren Buffett
Investment wisdomBe fearful when others are greedy and greedy when others are fearful. — Warren Buffett
Investment wisdomNever invest in a business you cannot understand. — Warren Buffett
Investment wisdomOur favourite holding period is forever. — Warren Buffett
Investment wisdomOnly buy something that you'd be perfectly happy to hold if the market shut down for 10 years. — Warren Buffett
Investment wisdomDiversification is protection against ignorance. It makes little sense if you know what you are doing. — Warren Buffett
Investment wisdomDo not save what is left after spending; spend what is left after saving. — Warren Buffett
Business adviceChains of habit are too light to be felt until they are too heavy to be broken. — Warren Buffett
Business adviceHonesty is a very expensive gift. Do not expect it from cheap people. — Warren Buffett
Investment wisdomThe best investment you can make is in yourself. — Warren Buffett
Business adviceSomeone's sitting in the shade today because someone planted a tree a long time ago. — Warren Buffett
Investment wisdomTime is the friend of the wonderful company, the enemy of the mediocre. — Warren Buffett
Investment wisdomThe stock market is a device for transferring money from the impatient to the patient. — Warren Buffett
Business adviceThe big question about how people behave is whether they've got an Inner Scorecard or an Outer Scorecard. — Warren Buffett
Investment wisdomOpportunities come infrequently. When it's raining gold, put out the bucket, not the thimble. — Warren Buffett
Investment wisdomIf you don't find a way to make money while you sleep, you will work until you die. — Warren Buffett
Business adviceRead 500 pages every day. That's how knowledge works. It builds up, like compound interest. — Warren Buffett
Investment wisdomDerivatives are financial weapons of mass destruction. — Warren Buffett
Investment wisdomThe most important quality for an investor is temperament, not intellect. — Warren Buffett
Business adviceBefore you let a task eat your day, give it ten focused minutes: if it still does not move your mission, delegate it or drop it. — Steve Jobs
Business adviceYour time is limited, so don't waste it living someone else's life. — Steve Jobs
Business adviceInnovation distinguishes between a leader and a follower. — Steve Jobs
Business adviceStay hungry. Stay foolish. — Steve Jobs
Business adviceSimple can be harder than complex: you have to work hard to get your thinking clean to make it simple. — Steve Jobs
Business advicePeople think focus means saying yes to the thing you've got to focus on. It means saying no to the hundred other good ideas. — Steve Jobs
Business adviceBe a yardstick of quality. Some people aren't used to an environment where excellence is expected. — Steve Jobs
Business adviceThe only way to do great work is to love what you do. — Steve Jobs
Business adviceYou can't connect the dots looking forward; you can only connect them looking backwards. — Steve Jobs
Business adviceGet closer than ever to your customers. So close that you tell them what they need well before they realize it themselves. — Steve Jobs
Business adviceGreat things in business are never done by one person; they're done by a team of people. — Steve Jobs
Business adviceThe people who are crazy enough to think they can change the world are the ones who do. — Steve Jobs
Business adviceDesign is not just what it looks like and feels like. Design is how it works. — Steve Jobs
Business adviceRemembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. — Steve Jobs
Business adviceDetails are not details. They make the design. — Steve Jobs
Business adviceIf you haven't found it yet, keep looking. Don't settle. — Steve Jobs
Business adviceIt's only by saying no that you can concentrate on the things that are really important. — Steve Jobs
Business adviceHave the courage to follow your heart and intuition. They somehow already know what you truly want to become. — Steve Jobs
Business adviceWhatever the mind can conceive and believe, it can achieve. — Napoleon Hill
Business adviceA goal is a dream with a deadline. — Napoleon Hill
Business advicePatience, persistence and perspiration make an unbeatable combination for success. — Napoleon Hill
Business adviceThe starting point of all achievement is desire. — Napoleon Hill
Business adviceNo two minds ever come together without thereby creating a third, invisible, intangible force. — Napoleon Hill
Business adviceMost great people have attained their greatest success just one step beyond their greatest failure. — Napoleon Hill
Business adviceCreate a definite plan for carrying out your desire and begin at once, whether you are ready or not. — Napoleon Hill
Business adviceGreat achievement is usually born of great sacrifice, and is never the result of selfishness. — Napoleon Hill
Business adviceFears are nothing more than states of mind. — Napoleon Hill
Business adviceStrength and growth come only through continuous effort and struggle. — Napoleon Hill
Business adviceYou are the master of your destiny. You can influence, direct and control your own environment. — Napoleon Hill
Business adviceOpportunity often comes disguised in the form of misfortune, or temporary defeat. — Napoleon Hill
Business adviceLearn from the mistakes of others. You cannot live long enough to make them all yourself. — Chanakya Niti
Business adviceBefore you start some work, ask yourself: Why am I doing it? What might the results be? Will I be capable of doing it? — Chanakya Niti
Investment wisdomSave your wealth from the times of adversity. Utilize it in the times of need. — Chanakya Niti
Business adviceNever share your secrets with anybody. It will destroy you. — Chanakya Niti
Business adviceTest the servant while in the service; test a relative in difficulty; test a friend in adversity. — Chanakya Niti
Business adviceEducation is the best friend. An educated person is respected everywhere. — Chanakya Niti
Investment wisdomOne whose knowledge is confined to books and whose wealth is in the hands of others is neither respected nor free. — Chanakya Niti
Business adviceTime perfects men as well as destroys them. — Chanakya Niti
Business adviceNever make friends with a man who is not equal to you in status, income, or intelligence. — Chanakya Niti
Business adviceOnce you start working, do not be afraid of failure and do not run away from it. — Chanakya Niti
Business adviceA leader must lead from the front in times of crisis — visibility builds trust faster than memos. — Radhakrishnan Pillai
Business adviceKnow your people well — their strengths, weaknesses, and motivations — before you assign them power. — Radhakrishnan Pillai
Business adviceEthics is not a department; it is the way every decision is made when nobody is watching. — Radhakrishnan Pillai
Business adviceStrategy that cannot adapt to changing terrain is merely a wish written on paper. — Radhakrishnan Pillai
Business adviceKnow your competition and your complacency — both can end your business silently. — Radhakrishnan Pillai
Business adviceDelegate tasks, not responsibility — the king remains accountable for the kingdom. — Radhakrishnan Pillai
Business adviceNot every battle needs your sword; sometimes silence and timing win the war. — Radhakrishnan Pillai
Business adviceReward merit publicly, correct mistakes privately — loyalty follows fairness. — Radhakrishnan Pillai
Business adviceIntelligence without execution is like an army without supplies. — Radhakrishnan Pillai
Business adviceChoose alliances where interests align for years, not where applause is loudest today. — Radhakrishnan Pillai
Business adviceWhen you want something, all the universe conspires in helping you to achieve it. — Paulo Coelho
Business adviceThe secret of life is to fall seven times and to get up eight times. — Paulo Coelho
Business adviceThere is only one thing that makes a dream impossible to achieve: the fear of failure. — Paulo Coelho
Business adviceIf you think adventure is dangerous, try routine. It is lethal. — Paulo Coelho
Business adviceWhen you repeat a mistake, it is not a mistake anymore: it is a decision. — Paulo Coelho
Business adviceLife is short. Take the time to do what matters to you. — Paulo Coelho
Business adviceWhen we least expect it, life sets us a challenge to test our courage. — Paulo Coelho
Business adviceListen to your heart. It knows everything you need to know. — Paulo Coelho
Business adviceThe path to your goal is always longer than you expect — but worth walking. — Paulo Coelho
Business adviceThe world's greatest lie: that at a certain point in our lives we lose control of what's happening to us. — Paulo Coelho
Investment wisdomKnow what you own, and know why you own it. — Peter Lynch
Investment wisdomThe real key to making money in stocks is not to get scared out of them. — Peter Lynch
Investment wisdomInvest in what you know. Everyone has the brainpower to follow the stock market. — Peter Lynch
Investment wisdomThe single greatest edge an investor can have is a long-term orientation. — Peter Lynch
Investment wisdomFar more money has been lost by investors preparing for corrections than has been lost in corrections themselves. — Peter Lynch
Investment wisdomThe essence of investment management is the management of risks, not the management of returns. — Benjamin Graham
Investment wisdomThe investor's chief problem — and even his worst enemy — is likely to be himself. — Benjamin Graham
Investment wisdomThe margin of safety is always dependent on the price paid. — Benjamin Graham
Investment wisdomThe intelligent investor is a realist who sells to optimists and buys from pessimists. — Benjamin Graham
Investment wisdomIn the short run, the market is a voting machine; in the long run, it is a weighing machine. — Benjamin Graham
Investment wisdomRespect the market. Have an open mind. Know what to stake. Know when to take a loss. — Rakesh Jhunjhunwala
Investment wisdomMarkets are about money, but life is about much more. Never bet your peace on a trade. — Rakesh Jhunjhunwala
Investment wisdomRisk hai toh ishq hai — but risk without homework is gambling, not investing. — Rakesh Jhunjhunwala
Investment wisdomSuccessful investing is about managing your emotions and having the patience to let compounding work. — Rakesh Jhunjhunwala
Investment wisdomThe market teaches discipline to those who are willing to learn from their mistakes. — Rakesh Jhunjhunwala
Business adviceI don't believe in taking right decisions. I take decisions and then make them right. — Ratan Tata
Business adviceTake the stones people throw at you and use them to build a monument. — Ratan Tata
Business adviceNone can destroy iron, but its own rust can. Likewise none can destroy a person, but their own mindset can. — Ratan Tata
Business adviceBusinesses need to go beyond the interest of their companies to the communities they serve. — Ratan Tata
Business adviceUps and downs in life are very important to keep us going — a straight line even in an ECG means we are not alive. — Ratan Tata
Business adviceIf you want to walk fast, walk alone. If you want to walk far, walk together. — Ratan Tata
Business advicePower and wealth are not two of my main stakes in life. I care about making a difference. — Ratan Tata
Investment wisdomEthical conduct is not optional in business or investing — it is the only durable competitive advantage. — Ratan Tata

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